Naval Station Newport vs Naval Submarine Base New London
2026 BAH, cost of living, and housing compared side by side.
Naval Station Newport has the higher housing allowance ($2,847 vs $2,580 for an E-5 with dependents, a $267/month difference), reflecting its higher local cost of living. Naval Submarine Base New London is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Naval Station Newport | Naval Submarine Base New London | |
|---|---|---|
| Branch | Navy | Navy |
| Location | Newport, RI | Groton, CT |
| Personnel | 16,000+ | 12,000+ |
| Cost of living | High | High |
| E-5 BAH (w/dep) | $2,847 | $2,580 |
| E-7 BAH (w/dep) | $3,702 | $3,159 |
| O-3 BAH (w/dep) | $4,137 | $3,306 |
| Typical home price | $400k-$560k | $280k-$400k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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