Picatinny Arsenal vs Tobyhanna Army Depot
2026 BAH, cost of living, and housing compared side by side.
Picatinny Arsenal has the higher housing allowance ($4,749 vs $1,740 for an E-5 with dependents, a $3,009/month difference), reflecting its higher local cost of living. Tobyhanna Army Depot is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Picatinny Arsenal | Tobyhanna Army Depot | |
|---|---|---|
| Branch | Army | Army |
| Location | Rockaway, NJ | Tobyhanna, PA |
| Personnel | 6,000+ | 3,000+ |
| Cost of living | Very high | Moderate |
| E-5 BAH (w/dep) | $4,749 | $1,740 |
| E-7 BAH (w/dep) | $5,073 | $1,956 |
| O-3 BAH (w/dep) | $5,094 | $2,085 |
| Typical home price | $450k-$620k | $260k-$370k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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