Offutt Air Force Base vs Scott Air Force Base

2026 BAH, cost of living, and housing compared side by side.

Offutt Air Force Base has the higher housing allowance ($2,085 vs $1,542 for an E-5 with dependents, a $543/month difference), reflecting its higher local cost of living. Scott Air Force Base is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Offutt Air Force Base Scott Air Force Base
Branch Air Force Air Force
Location Bellevue, NE O'Fallon, IL
Personnel 9,000+ 13,000+
Cost of living Moderate Low
E-5 BAH (w/dep) $2,085 $1,542
E-7 BAH (w/dep) $2,457 $2,076
O-3 BAH (w/dep) $2,601 $2,208
Typical home price $230k-$330k $240k-$350k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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