Naval Base Ventura County vs USCG Base Alameda
2026 BAH, cost of living, and housing compared side by side.
USCG Base Alameda has the higher housing allowance ($3,759 vs $3,537 for an E-5 with dependents, a $222/month difference), reflecting its higher local cost of living. Naval Base Ventura County is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Naval Base Ventura County | USCG Base Alameda | |
|---|---|---|
| Branch | Navy | Coast Guard |
| Location | Oxnard, CA | Alameda, CA |
| Personnel | 19,000+ | 3,000+ |
| Cost of living | Very high | Very high |
| E-5 BAH (w/dep) | $3,537 | $3,759 |
| E-7 BAH (w/dep) | $4,083 | $4,203 |
| O-3 BAH (w/dep) | $4,212 | $4,362 |
| Typical home price | $580k-$760k | $850k-$1.2M |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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