Naval Base Kitsap vs Naval Submarine Base New London

2026 BAH, cost of living, and housing compared side by side.

Naval Submarine Base New London has the higher housing allowance ($2,580 vs $2,364 for an E-5 with dependents, a $216/month difference), reflecting its higher local cost of living. Naval Base Kitsap is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Naval Base Kitsap Naval Submarine Base New London
Branch Navy Navy
Location Silverdale, WA Groton, CT
Personnel 26,000+ 12,000+
Cost of living Moderate High
E-5 BAH (w/dep) $2,364 $2,580
E-7 BAH (w/dep) $2,844 $3,159
O-3 BAH (w/dep) $3,045 $3,306
Typical home price $450k-$620k $280k-$400k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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