Naval Air Station Jacksonville vs USCG Base Miami
2026 BAH, cost of living, and housing compared side by side.
USCG Base Miami has the higher housing allowance ($3,660 vs $2,181 for an E-5 with dependents, a $1,479/month difference), reflecting its higher local cost of living. Naval Air Station Jacksonville is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Naval Air Station Jacksonville | USCG Base Miami | |
|---|---|---|
| Branch | Navy | Coast Guard |
| Location | Jacksonville, FL | Miami, FL |
| Personnel | 23,000+ | 2,000+ |
| Cost of living | Moderate | Very high |
| E-5 BAH (w/dep) | $2,181 | $3,660 |
| E-7 BAH (w/dep) | $2,283 | $4,026 |
| O-3 BAH (w/dep) | $2,364 | $4,437 |
| Typical home price | $260k-$380k | $480k-$680k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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