Joint Base Elmendorf-Richardson vs Naval Base Kitsap

2026 BAH, cost of living, and housing compared side by side.

Joint Base Elmendorf-Richardson has the higher housing allowance ($2,874 vs $2,364 for an E-5 with dependents, a $510/month difference), reflecting its higher local cost of living. Naval Base Kitsap is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Joint Base Elmendorf-Richardson Naval Base Kitsap
Branch Joint Navy
Location Anchorage, AK Silverdale, WA
Personnel 32,000+ 26,000+
Cost of living High Moderate
E-5 BAH (w/dep) $2,874 $2,364
E-7 BAH (w/dep) $3,045 $2,844
O-3 BAH (w/dep) $3,360 $3,045
Typical home price $350k-$480k $450k-$620k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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