Fort Campbell vs Fort Cavazos

2026 BAH, cost of living, and housing compared side by side.

Fort Campbell has the higher housing allowance ($1,815 vs $1,695 for an E-5 with dependents, a $120/month difference), reflecting its higher local cost of living. Fort Cavazos is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Fort Campbell Fort Cavazos
Branch Army Army
Location Clarksville, TN Killeen, TX
Personnel 30,000+ 53,000+
Cost of living Moderate Low
E-5 BAH (w/dep) $1,815 $1,695
E-7 BAH (w/dep) $2,244 $2,070
O-3 BAH (w/dep) $2,496 $2,340
Typical home price $230k-$340k $250k-$380k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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