Camp Pendleton vs Marine Corps Base Hawaii
2026 BAH, cost of living, and housing compared side by side.
Camp Pendleton has the higher housing allowance ($3,963 vs $3,663 for an E-5 with dependents, a $300/month difference), reflecting its higher local cost of living. Marine Corps Base Hawaii is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Camp Pendleton | Marine Corps Base Hawaii | |
|---|---|---|
| Branch | Marine Corps | Marine Corps |
| Location | Oceanside, CA | Kaneohe, HI |
| Personnel | 42,000+ | 15,000+ |
| Cost of living | Very high | Very high |
| E-5 BAH (w/dep) | $3,963 | $3,663 |
| E-7 BAH (w/dep) | $4,494 | $4,098 |
| O-3 BAH (w/dep) | $4,659 | $4,428 |
| Typical home price | $700k-$950k | $800k-$1.1M |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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